Online Calculator

Future Value Calculator

Compound one deposit forward, or value a stream of equal deposits at the horizon.

Future value

$96,742.11

Growth factor
3.8697

How the Future Value Calculator works

The calculation follows the standard method used across the US — no shortcuts, no hidden assumptions. Here is exactly what happens behind the scenes:

Formula

FV lump = PV(1+r)ⁿ ; FV annuity = PMT·[((1+i)ⁿ−1)/i]

Frequently Asked Questions

How does the Future Value Calculator work?

Enter your numbers above and results update instantly using standard formulas, computed entirely on your device.

Is the Future Value Calculator free to use?

Yes — completely free with no signup required, and it works on phones, tablets, and desktops.