Payback Period Calculator
Simple payback ignores time value; discounted payback respects it. Compare both before green-lighting a project.
Simple payback
3.64 years
- Discounted payback
- 4.48 years
- Undiscounted total by yr 10
- $220,000.00
How the Payback Period Calculator works
The calculation follows the standard method used across the US — no shortcuts, no hidden assumptions. Here is exactly what happens behind the scenes:
Frequently Asked Questions
How does the Payback Period Calculator work?
Enter your numbers above and results update instantly using standard formulas, computed entirely on your device.
Is the Payback Period Calculator free to use?
Yes — completely free with no signup required, and it works on phones, tablets, and desktops.