Personal Loan Calculator

Compare lender offers including origination fees — the number that actually hits your bank account is smaller than you borrowed.

Loan amount

APR

Term

years

Origination fee

Monthly payment

$391.34

How the Personal Loan Calculator works

The calculation follows the standard method used across the US — no shortcuts, no hidden assumptions. Here is exactly what happens behind the scenes:

How does the Personal Loan Calculator work?

Enter your numbers above and results update instantly using standard formulas, computed entirely on your device.

Is the Personal Loan Calculator free to use?

Yes — completely free with no signup required, and it works on phones, tablets, and desktops.

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